Construction Loans and Mortgages


Best Rates Mortgage provides Construction Loans and Construction Mortgages to clients looking to build in BC and Alberta. We can lend up to 75% of the total cost (land, soft costs and hard costs) of construction. Comparatively, most lenders will only lend up to 65% of the total appraised value of a completed build.

When you work with the brokers at Best Rates Mortgage, the interest you pay is dependent on the funds you use. We do not charge you fees on any funds not used or drawn upon. Through our vast network of 40+ lenders, we are able to offer Construction Loans that work for you. The terms are completely open. This means that there is no penalty for you to pay out.

Imagine no-fee inspections! No interest on un-advanced funds! Easily calculated draws, and no red tape!

Whether you are building a Single Family, Owner Occupied, Spec, Rental, Multi Family, Mixed Use, or Vacation Home- WE CAN HELP! Our experienced brokers and underwriters at Best Rates Mortgage can help you secure your construction financing today!

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We also work with a wide variety of bad credit lenders and private lenders that offer different programs that fit almost every situation, even if your self employed!.

When the Bank says "NO", We say "YES".

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Apply Now 604-980-5459