No Income Mortgages

NO INCOME MORTGAGES BCDo you Need a No Income Mortgage in BC?

Have you been to the bank but are repeatedly turned away because you’re self-employed or have no income? When the bank says no, we say yes! Maybe you would like to payoff or consolidate your high-interest debts? Perhaps you’d like to refinance your current home? Or maybe you’re just looking to do some remodeling around the house. Even with little to no income, we can help!

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Why a No Income Mortgage is Right for you

A No Income Mortgage is ideal for self-employed individuals, who often have a harder time proving their income. The ability to write-off many things results in less taxable income. At Best Rates Mortgage, we specialize in No Income Mortgages and know how to help. Call us now or submit an online application to see what we can do for you!

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Types of No Income Mortgages

There are 3 main types of No Income Mortgages available: Refinance Loans, Home Equity Loans and Debt Consolidation Loans. These loans can help you in a number of ways.

They can help you to:

  • pay off high interest credit cards
  • make home improvements
  • pay for educational needs
  • pay for elective medical treatment
  • take vacations and more


Your loan payments can be interest only payments. Additionally, we can get you approved for up to 80% of your property’s appraised value with little or no income and less than perfect credit!

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If you own a home, you can get approved by using the equity in your home. People in various credit situations can qualify. Proof of income is not necessary for a No Income Mortgage.

Refinance, Home Equity and Debt Consolidation Mortgages have helped thousands of British Columbia homeowners save money and decrease their daily stress.

Types of Lenders

Private lenders offer borrowers with poor credit, no credit and bad credit up to 80% of the appraised value of their home.

Institutional mortgage lenders  and non-institutional BC mortgage lenders can offer borrowers with good to excellent credit the ability to borrow up to 85% of the value of their current property.

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Contact Us

We also work with a wide variety of bad credit lenders and private lenders that offer different programs that fit almost every situation, even if your self employed!.

When the Bank says "NO", We say "YES".

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Approvals in 24 Hours

Apply Now 604-980-5459