New Immigrants

As a New Immigrant to Canada you have a lot of options available to you!

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To finance the purchase of a home in the form of a mortgage. If you are a professional or self-employed there are many viable options available to you. At Best Rates BC, we specialize in financing for those new to Canada. Best Rates BC specialists are up to date on bank policies and products relating to new financing.

If you are New to Canada for and have not purchased a home or would like to refinance your existing home, we can help.

There are many options available to you. You can put down as little as 10% of the purchase price depending on your situation, however, the smaller your down payment, the more documentation the lender will require.

Those persons who would otherwise be considered Non-Residents but who have valid Canadian work permits are eligible for financing not otherwise available to them. In fact, some lending institutions will lend up to 90% of the purchase price (or value of the property) to an applicant who has a valid work permit and is working in Canada, if the mortgage is insured. CMHC guidelines for granting insurance to persons with a valid work permit restrict financing to purchases only, not refinancing. The property purchased must be only one unit and owner occupied.

Let us assist you in paving a clear road to the future.

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We also work with a wide variety of bad credit lenders and private lenders that offer different programs that fit almost every situation, even if your self employed!.

When the Bank says "NO", We say "YES".

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